L&T Circle of Trust - January 2026 Illinois Community Newsletter - L&T Circle of Trust Directory Forum

Ready for a '3-Minute Revaluation'?

HomeSAO — Mon, 05 Jan 2026 23:22:25 +0000

Send us your latest property tax assessment at info@LTAgencyGroup.com, and we’ll tell you if your coverage is still a 'Circle of Trust' or a 'Coverage Gap.

Have you checked your 'Home Equity' vs. your 'Liability Limits' lately?

HomeSAO — Mon, 05 Jan 2026 23:20:44 +0000

Why Should This Matter to You? As your equity grows, you have more to lose in a lawsuit. If your equity is $200k but your liability limit is only $100k, your home is at risk.

Is your coverage based on your 2022 purchase price or 2026 build costs?

HomeSAO — Mon, 05 Jan 2026 23:19:54 +0000

Why Should This Matter to You? Most people insure for their loan amount or purchase price, but inflation in building materials means it costs significantly more to rebuild that same house today.